Protecting Yourself From Identity Theft
Identity theft encompasses a wide range of deception, from a stolen credit card used to charge purchases to an existing account, to stolen information used to impersonate the victim, open new accounts...
View ArticleHow To Convert Volume To Weight
A frequent question posted to our forum is "how can I convert a volume to a weight?" Most commonly, people are trying to find out how to convert from metric tons to liters - often for substances such...
View ArticleWhat Is Negative Equity?
With the world's economies struggling to pull their way out of recession, the media is full of discussion about house prices, home owners and negative equity. This article explains, in simple terms,...
View ArticlePayday Loans Have Made Someone Rich But It's Not You
It's bad enough being skint but, to add insult to injury, some people have been getting very rich thanks to payday loans. What Is A Payday Loan? It's a high interest, short term loan. That was easy....
View ArticleCrafty Psychological Tricks Credit Card Companies Play On You
When it comes to the credit card companies trying to get their hands on your money then psychology is the most powerful weapon in the arsenal. Your dreams, your desires even your sexual preferences are...
View ArticleHow The Compound Interest Monster Will Swallow Your Home
Handled carefully, compound interest could make you an awful lot of money. Done badly, this money monster could eat its way through your finances and leave you homeless. What Is Compound Interest? I'm...
View ArticleHow To Slap Your Bank Manager With A Fat Debt Snowball
Relive the wintery joys of your youth whilst shoving a fat, juicey snowball into your bank managers face: a debt snowball, that is. If you haven't already guessed, today we're not going to talk about...
View ArticleWhy Nosediving Markets Are Good For Your Pension Plans
Falling markets, depreciating pension funds: it's enough to make you start stashing your money under your mattress. But the apparently bleak news might not be as bad you think. If you've been watching...
View ArticleAntiheroes Of The Recession
Getting to the top of the pile takes know-how, guts and determination but what happens when it all goes wrong? The recession hit us like a tidal wave but there was no let up in the handing out of big...
View ArticleWhy KY Jelly Sellers Are Making A Fortune From Bankers
The CIA once issued their field agents with an escape kit that needed to be secreted away in the back passage! How much escape and evasion paraphernalia would a banker need to achieve the same...
View ArticleHow Cage-Fighting Nuns Can Help You Beat The Taxman
Seriously, what tax-beating advice could a cage-fighting nun give you? Actually, more than you think. You see, it's not all about learning how to karate chop the man from the inland revenue (although...
View Article5 Alternatives To Body Mass Index (BMI)
What is BMI? It's a common enough question that isn't always accurately answered. At it's most basic, it's a calculation of the relationship between your height and weight. The higher your Body Mass...
View ArticleHow Much Money Do You Need To Retire Comfortably?
We've all heard the nightmare stories of a fast-approaching pensions meltdown. So, how much money do you really need to able to retire comfortably? It would be fair to say that most of us expect to...
View Article6 Simple Ways To Save For The Home Of Your Dreams
Somewhere between 2007 and now, many of us had our dreams crushed. For some of you, that sporty convertible stayed in the car showroom. For others, the much awaited move into your new home hit the...
View Article5 Websites That Make It Easy To Beat Greedy Mortgage Lenders
Tired of being punished for wanting to buy a home? The recession hurt an awful lot of people. Home owners' dreams were swept away by a tidal wave of debt and the sub-prime mortgage market disaster that...
View ArticleIs Peer-To-Peer Lending The Future For Your Savings?
Peer-to-peer lending (also known as person-to-person lending) has taken the financial world by storm. But what is it and can you use these schemes effectively to make some money? What Is Peer-to-Peer...
View ArticleHow Usain Bolt Compares To The Fastest Animals On Earth
You don't need a velocity calculator to know that Usain Bolt is fast, but only when he's competing against fellow humans. The 100m sprint star of the Olympics is a hero to aspiring young sportsmen and...
View ArticleHistory Of The Calculator
Once upon a time, far, far away, a man found he didn't have enough fingers on which to count his bean crop. So he invented the abacus. Ok, I've been a little creative with my 'historical facts'. The...
View ArticleiPad Budgeting Apps Guaranteed To Save You Money
When you hear the word, "iPad" what springs to mind? An awesome multi-media device? A place where you can download games and apps to your heart's content? Or does it conjure up images of a tool that...
View Article5 Tips to Help You Retire With $1 Million
$1 million. Sounds like an awful lot of money. In fact, not so many years ago, the thought of a 7 figure payday would have had most of us salivating. But times change. Sure, it's still a lot of money...
View Article3 Clothing Trends That Seem Immune To The Financial Meltdown
Recessions come and go. With the passing of years and the benefit of hindsight, the global financial meltdown will look like just another blip. But, for some reason, regardless of the state of the...
View Article4 Cars That Show The Dramatic Rise In The Cost Of Living
Inflation may be hovering around 2% but how much is it costing you over the years? Today we're going to look at how prices have risen through the eyes of a motorist. Here are 4 classic cars that give...
View ArticleiPhone Apps That Actually Make You Money
Over the past 6 years, smartphones have seen a rapid rise in popularity. Companies such as Nokia, unable to cope with the rise of handsets such as the iPhone, have seen a steady decrease in sales of...
View ArticleHow Being Made Redundant Can Make You Some Money
Redundancy! It's a word that can bring on a cold sweat. For most of us, our lives revolve around our jobs. When the company you work for decides that you're for the chop there are so many ways we can...
View Article4 Retirement Pitfalls Your Financial Consultant Forgot To Mention
Retirement: for many of us, it's a day we look forward to. Finally we get the chance to kick back and relax. We've worked hard all of our lives to ensure we can enjoy our golden years in some...
View ArticleHow Cell Phones Are Shaping Your Banking Habits
This week has seen the 40th anniversary of the cell phone. Thanks largely to the invention of the smart phone, our cell phone is now playing a major role in how we run our every day lives. Mobile...
View ArticleThe History Of Financial Meltdowns Since 1900
Recessions come and go. Fortunately, financial meltdowns on a global scale are far less common. Common sense and some seriously big brains in the banking industry have worked tirelessly to ensure that...
View Article3 Ways A Financial Crisis Can Benefit Savers
When you think about it, the collapse of any banking system is likely to send investors and savers alike running for the hills. But on the scale of 'really bad things that could happen' it's not quite...
View ArticleWhat Is Compound Interest? How Can Compound Interest Help Me?
We all like the thought of earning interest on our savings and investments. Equally, we all hate having to pay interest on loans and debts. With some deft mathematical footwork it's possible to cancel...
View ArticleWhat Is APR? How Does APR Differ From Standard Interest Rate?
In an ideal world, taking a loan would be simple. Apart from filling out the paperwork and receiving approval all you'd need to know is the amount of interest you have to pay. Take out $1,000 at 5%...
View ArticleThe Pros (and Cons) of Internet-Only Banking
The age of the Internet has ushered in an age of technology whose effects are still echoing around the world. The rise of social networks has given all of us the opportunity to express ourselves and...
View ArticleMortgage Refinancing: 5 Reasons Why You Should Refinance
Following the fallout from the global recession and collapse of the subprime market, many home owners were left with a dilemma: 'Should I consider mortgage refinancing or stick with my current...
View Article5 Reasons Why You May Want To Avoid Mortgage Refinancing
Last time, we had a look at five reasons for considering taking out a mortgage refinance loan. The most obvious answer, taking advantage of lower interest rates, is top of the list. But saving money...
View ArticleHow To Get The Best Exchange Rate On Your Travel Money
If you haven't already planned your holidays this year then you probably have a huge checklist of things you need to do.
View ArticleAndroid Money Saving Apps That Will Turbocharge Your Budgeting Skills
Not so long ago, we ran a feature on the best budgeting apps for your iPad and iPhone. Now, because we don't want to be accused of favouritism, we've decided to look at some options available for...
View ArticleWhy Your Credit Payment Plan May Never Clear Your Debts
Do you lay in bed at night worrying about your credit card debts? You're not alone. The global economy appears to be showing signs of turning the corner and, armed with a false sense of security, many...
View ArticleMoney Making Apps For Your Android Smartphone
A little while ago, we put together a list of money making apps for iPhone owners. This has quickly become one of our most popular articles and, from the emails we've received, readers seem impressed...
View ArticleHow To Work Out Cubic Conversions
Every so often our Feedback emails turn up a plea for help that has us reaching for our calculators. We love to be able to assist and, in turn, help out anyone else who might have a similar query....
View Article5 smartphone apps to help you cut your energy bills
In recent years, US energy companies have been pushing the limits of exploration and technology in order to ensure we have viable future energy supplies. From the really contentious such as drilling...
View ArticleHow To Convert Metric To Imperial - And Back Again
Metric measures are always easy to work with - particularly if you have a calculator.
View Article5 of the most common bank loans and how they work
The world is money lending is great place to be in if you know how to handle your cash. With a little financial cunning and a few deft swipes of a pen, you can easily finance a major extension to your...
View Article4 animals that can beat your car in a race
Every time you see your car, how do you feel? Do hot flushes of excitement run up your spine as you imagine the roar of the engine firing into life and accelerating from 0 - 60 mph in the blink of an...
View ArticleWhy bigger really is better: 5 arguments in support of big banks
Back in 2008, the world had what can best be described as a 'financial blip'. Following what was really a meltdown in financial institutions, many industry analysts decided it was high time that the...
View ArticleWhat Is A Balloon Payment And How Can It Benefit You?
Sometimes, it can be difficult to fathom out the world of finance.
View ArticleWhat is the difference between mass and weight?
Right girls and boys, it's time to dip our toes into the wonderful world of science and explore the difference between mass and weight. Most of you already use these two words on an almost daily basis...
View ArticleWhat is the difference between speed and velocity?
Speed: it has no form. You can't hold it and you most certainly can't own it. Well, not in the convention sense. So what is it about speed that makes human beings covet it so much? Think about all the...
View ArticleWhat is the difference between nominal, effective and APR interest rates?
Hi there and welcome back to our bi-weekly look at the world of finance. In this edition, we'll once again be dipping our toes into the murky waters of finance and loans. We've spoken about a number...
View ArticleHow do I convert International units (IU) to mcg or mg?
One of the most common conversion enquiries from visitors to this website is about converting between International units (ui) and micrograms (mcg) and milligrams (mg). Commonly, people want to work...
View ArticleSimple mortgage refinancing tips you need to know
Right now, we're experiencing some of the lowest interest rates in the history of banking. Not great news for savers, but if you're a home owner with a mortgage then maybe you're feeling the itch to...
View ArticleThe simple guide to boosting your credit score
A very long time ago someone invented something called "darts". One of the most popular games enjoyed by "darts" players is called 501. Each player throws a round of darts and the corresponding score...
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